Net Income
(Dollars in Millions)

Earnings per Share
(Diluted)

Return on Equity
(In Percent)

Competitive Return on Equity Comparison — 2003

Source: Company Filings

Business Drivers

Sources: FIBV, Factset and Thomson Financial

S&P 500 Index and MSCI World Index

—S&P Index (Last Five Calendar Years)
—MSCI World Index (Last Five Calendar Years)
Source: Factset